Additional Services

Commercial Screening

With 90% of U.S. companies classified as “small business enterprises,” many types of providers find the need to gather information before engaging in activities with them. ACRAnet also provides information on large corporations and individuals who sign as a guarantor on an account. There is a full complement of services available to evaluate business partners, acquisitions, and contractors. From pre-determined packages of services to a custom array, ACRAnet delivers the right data for your needs.

ACRAnet Business Profile – Reports from multiple data sources that can be ordered through our easy-to-use online platform.
Guarantor Credit Report – Easily accessed online, ACRAnet offers an individual credit report on the guarantor of an account.
ACRAnet Connect – Making it easy for consumers to authorize you to view their personal credit history.
Alert Services – Set up alerts about individuals or companies to learn things such as: new addresses or phone numbers, bankruptcies and individual criminal records.

Retail Consumer Report

With attention to customer service, ACRAnet offers even small users the opportunity to protect themselves by evaluating credit reports for those with whom they engage. Credit reporting has become more cost prohibitive for smaller businesses and individuals, but ACRAnet makes it affordable so you don’t have to choose between whether to screen candidates or leave yourself at risk.

Credit reports are available through:

TransUnion
Experian
Equifax
Tri-Merge Credit Report

Automotive Services

Automotive dealers need answers, and they need them to be fast and accurate. ACRAnet is able to offer a variety of options for dealers who are looking to provide financing for customers. From verifying income to examining credit reports and finding the right lender, ACRAnet provides flexible tools to do it all.

With decades of experience, we are able to anticipate industry-specific needs, too. We are able to provide products that are designed to integrate with the systems already in use by dealers, all while keeping them in compliance.

CREDIT

Make informed decisions. ACRAnet offers an easy-to-read, expandable credit report available right on your screen. Reports include:

Open and Closed Credit Accounts
Debts
Payment History
Address History
Public Records (judgments, tax liens, bankruptcies)
Credit Inquiries
Social Security Verification
Security Alerts

COMPLIANCE

Not only does ACRAnet keep you in compliance, but we also offer solutions for those who haven’t yet been able to meet these legal requirements. Our products assist with:

Risk-Based Pricing
Red Flags
Compliance Policy and Procedures

Loan Decisions
No matter the size of your dealership, ACRAnet is able to provide tools to easily match qualified consumers with appropriate lenders. This product can be modified to suit your own consumer standards, or you can utilize the credit matrix that we’ve developed through partnerships with several lending institutions.

TECHNOLOGY INTEGRATION

ACRAnet has the ability to integrate our products and services seamlessly into your systems and interfaces, whether it’s F&I or a CRM. The information returned from searches will automatically populate your forms for ease-of-use.

Secure
E13PA Certified Technology Platform
Delivers HTTP Output

SELF-EMPLOYMENT VERIFICATION

Through a direct relationship with the IRS, ACRAnet is able to verify self-employment claims and demonstrate actual earned income. This service is not widely available in the industry and provides a clearer picture for the dealers we work with. Through the 4506-T online ordering platform, you can input and receive electronic versions of an applicant’s:

1099
1098
1040
W2
1065
1120
4596

ONLINE APPLICATION

Include an application right on your dealership’s website. These fully customizable application forms allow the customer to initiate a loan online, and the system alerts you in order to take the necessary steps to complete the financing process. There are many benefits to the online application, including:

Available 24 Hours a Day
Instant Application
No Data Entry for Dealership
Cost Effective

Additional Services

Commercial Screening

Need more information on our additional services? Contact us today!